Insight

The MSSP ACO Application is Approaching: Are You Preparing Accordingly?

By Steven Hefter, Allen Miller, Ankita Shah, and Olivia Balderes

June 1, 2026

The Medicare Shared Savings Program (MSSP) is a progressive risk sharing program created as part of the Affordable Care Act in 2010 that enables physician networks to take risk against a budget and share in potential savings. Within the program, physicians create Accountable Care Organizations (ACOs) to cover a Medicare Fee for Service (FFS) population and opt in to one of two participation tracks with varying savings/loss rates. In Performance Year 2024, a total of 480 ACOs covering 10.8 million beneficiaries earned a total $4.1 billion in shared savings.1

Applications open annually, and the application deadline to join the MSSP ACO program on January 1, 2027 is fast approaching. Key application deadlines are below:

During Phase 1 of the application window that opens on June 9, 2026, prospective applicant ACOs must select the track or level in which they wish to participate as well as the minimum savings and loss rates and beneficiary assignment methodology.

Physician leadership should take steps now to assess where they fall along the value-based care maturity spectrum, decide whether they will apply and to prepare for the upcoming application. COPE Health Solutions proposes the following key considerations to assess and align on your organization’s risk readiness and optimal risk track:

  • Scenario modeling to evaluate financial performance under various tracks and capitation/quality decisions in each model
  • Network development, funds flow and provider recruitment/relations, including specialist integration, to establish strong ACO governance and provider alignment
  • Care model, including home-based primary care, and quality/HCC gap closure for risk adjustment optimization
  • Data and technology infrastructure and real-time analytics
  • Governance and compliance structures
  • Overlaps with other CMS models permitted (AHEAD, ACCESS) and not permitted (LEAD ACO)

If you are considering joining an MSSP ACO, CHS can help evaluate your risk profile and estimate potential performance. Our team of experts can support your team in configuring your arrangement to best mitigate risk and maximize reward while subsequently designing a roadmap to optimize your operational and care models.

Please do not hesitate to reach out at info@copehealthsolutions.com or 213-259-0245.

Footnote

1 https://www.cms.gov/files/document/2026-shared-savings-program-fast-facts.pdf

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